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Money guides for Pakistan

Plain guides to budgeting on a Pakistani salary, running a committee (BC), managing ghar ka kharcha and saving money — in English, Urdu and Roman Urdu.

• Track a committee (BC)Track your monthly committee instalment, your payout turn and, if you run one, who has paid. Free, in PKR, on your phone.
• Budget on a salarySplit a salary in Pakistan into needs, savings and everything else, with example budgets for Rs 50,000, Rs 100,000 and Rs 150,000 a month.
• Choosing an expense trackerNotebook, spreadsheet, a global budgeting app or a local one? What matters for tracking kharcha in rupees, and an honest look at where each option fits.
• Household expensesOne book for the whole house: who spent what on rashan, bills and school fees, and what is left this month. For families in Pakistan.
• Expense tracker in UrduTrack spending in Urdu or Roman Urdu: the whole app right to left, entries spoken in Urdu, and a monthly summary anyone at home can read. Free on iPhone.
• 10 ways to save on a salarySimple habits that work on a Pakistani salary: pay yourself first, use a committee, cap the categories that leak, and see where the month went.